{
  "urn": "urn:us-la:civcode:art:2897",
  "article_number": "2897",
  "heading": "Loss caused by fortuitous event",
  "text": "When the thing lent is damaged by a fortuitous event from which the borrower could have protected the thing lent by using a thing of his own or, when being unable to preserve both things, the borrower chose to preserve a thing of his own, he is liable for the damage to the thing lent.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "book",
      "number": "III",
      "name": "Of the Different Modes of Acquiring the Ownership of Things"
    },
    {
      "level": "title",
      "number": "XII",
      "name": "Loan"
    },
    {
      "level": "chapter",
      "number": "1",
      "name": "Loan for Use (Commodatum)"
    }
  ],
  "breadcrumb": "Book III › Title XII › Chapter 1",
  "acts_citations": [
    {
      "act_year": 2004,
      "act_number": 743,
      "section": 1,
      "effective_date": "2005-01-01",
      "effective_date_raw": "Jan. 1, 2005",
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 2004, No. 743, §1, eff. Jan. 1, 2005.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=109925",
  "website_law_id": 109925,
  "scrape_timestamp": "2026-05-20T14:15:26Z",
  "source_html_hash": "sha256:db7830ce26cfd191bc440b1298964f049b903441f47b6365dfe33c5b22484421",
  "schema_version": "1.0.0"
}