---
urn: "urn:us-la:civcode:art:2897"
article_number: "2897"
status: active
heading: "Loss caused by fortuitous event"
breadcrumb: "Book III › Title XII › Chapter 1"
source_url: "https://legis.la.gov/legis/Law.aspx?d=109925"
acts_citations_raw: "Acts 2004, No. 743, §1, eff. Jan. 1, 2005."
acts_citations:
  - act_year: 2004
    act_number: 743
    section: 1
    effective_date: 2005-01-01
    role: enactment
schema_version: "1.0.0"
---

# Art. 2897. Loss caused by fortuitous event

When the thing lent is damaged by a fortuitous event from which the borrower could have protected the thing lent by using a thing of his own or, when being unable to preserve both things, the borrower chose to preserve a thing of his own, he is liable for the damage to the thing lent.