{
  "urn": "urn:us-la:civcode:art:3296",
  "article_number": "3296",
  "heading": "Right of mortgagor to raise defenses",
  "text": "Neither the mortgagor nor a third person may claim that the mortgage is extinguished or is unenforceable because the obligation the mortgage secures is extinguished or is unenforceable unless the obligor may assert against the mortgagee the extinction or unenforceability of the obligation that the mortgage secures.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "book",
      "number": "III",
      "name": "Of the Different Modes of Acquiring the Ownership of Things"
    },
    {
      "level": "title",
      "number": "XXII",
      "name": "Mortgages"
    },
    {
      "level": "chapter",
      "number": "2",
      "name": "Conventional Mortgages"
    }
  ],
  "breadcrumb": "Book III › Title XXII › Chapter 2",
  "acts_citations": [
    {
      "act_year": 1991,
      "act_number": 652,
      "section": 1,
      "effective_date": "1992-01-01",
      "effective_date_raw": "Jan. 1, 1992",
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 1991, No. 652, §1, eff. Jan. 1, 1992.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=110346",
  "website_law_id": 110346,
  "scrape_timestamp": "2026-05-20T14:17:54Z",
  "source_html_hash": "sha256:5f651fef5f038c1e6057259f868d6544efbbd39d176d06c260c790181b58c209",
  "schema_version": "1.0.0"
}