---
urn: "urn:us-la:civcode:art:3296"
article_number: "3296"
status: active
heading: "Right of mortgagor to raise defenses"
breadcrumb: "Book III › Title XXII › Chapter 2"
source_url: "https://legis.la.gov/legis/Law.aspx?d=110346"
acts_citations_raw: "Acts 1991, No. 652, §1, eff. Jan. 1, 1992."
acts_citations:
  - act_year: 1991
    act_number: 652
    section: 1
    effective_date: 1992-01-01
    role: enactment
schema_version: "1.0.0"
---

# Art. 3296. Right of mortgagor to raise defenses

Neither the mortgagor nor a third person may claim that the mortgage is extinguished or is unenforceable because the obligation the mortgage secures is extinguished or is unenforceable unless the obligor may assert against the mortgagee the extinction or unenforceability of the obligation that the mortgage secures.