R.S. 13:4106 declares a public policy and the provisions thereof can not, and shall not be waived by a debtor, but it shall only apply to mortgages, contracts, debts or other obligations made, or arising on or after August 1, 1934.
R.S. 13:4107 active rs title
R.S. 13:4106 cannot be waived; operation prospective ACTIVE
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