{
  "urn": "urn:us-la:rs:22:1189",
  "title_number": "22",
  "section_number": "1189",
  "citation": "R.S. 22:1189",
  "heading": "Authority to promulgate regulations",
  "text": "The commissioner shall issue reasonable regulations to promote premium adequacy and to protect the policyholder in the event of substantial rate increases and to establish minimum standards for marketing practices, producer compensation, producer testing, independent review of benefit determinations, penalties, and reporting practices for long-term care insurance.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE"
    },
    {
      "level": "part",
      "number": "III",
      "name": "HEALTH AND ACCIDENT COVERAGE"
    },
    {
      "level": "subpart",
      "number": "I",
      "name": "LONG-TERM CARE INSURANCE"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 4 › Part III › Subpart I",
  "acts_citations": [
    {
      "act_year": 2004,
      "act_number": 780,
      "section": 1,
      "effective_date": "2005-01-01",
      "effective_date_raw": "Jan. 1, 2005",
      "role": "enactment"
    },
    {
      "act_year": 2012,
      "act_number": 307,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "amendment"
    }
  ],
  "acts_citations_raw": "Acts 2004, No. 780, §1, eff. Jan. 1, 2005; Redesignated from R.S. 22:1739 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2012, No. 307, §1.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=507981",
  "website_law_id": 507981,
  "scrape_timestamp": "2026-05-22T22:11:41Z",
  "source_html_hash": "sha256:2e86a04506269c833a4e9e56dc756c1239a3e9dc5cc64a7fc693290954cd41f1",
  "schema_version": "1.0.0"
}