{
  "urn": "urn:us-la:rs:22:1274",
  "title_number": "22",
  "section_number": "1274",
  "citation": "R.S. 22:1274",
  "heading": "Prohibited policy provision",
  "text": "A. An insurer shall not include a provision in any policy of property insurance that prohibits an insured from hiring a public adjuster for services provided pursuant to the provisions of this Title.\n\nB. Subsection A of this Section does not apply to commercial insurance policies written by any surplus lines insurer as defined in R.S. 22:46.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE"
    },
    {
      "level": "part",
      "number": "IV",
      "name": "PROPERTY AND CASUALTY"
    },
    {
      "level": "subpart",
      "number": "A",
      "name": "INSURANCE AND CONTRACT REQUIREMENTS IN GENERAL"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 4 › Part IV › Subpart A",
  "acts_citations": [
    {
      "act_year": 2023,
      "act_number": 328,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 2023, No. 328, §1.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=1337082",
  "website_law_id": 1337082,
  "scrape_timestamp": "2026-05-22T22:11:41Z",
  "source_html_hash": "sha256:f7b8dc804b9c9b10d53e8ec8772111e5ad566265740cd2d67151df5381420022",
  "schema_version": "1.0.0"
}