{
  "urn": "urn:us-la:rs:22:1281",
  "title_number": "22",
  "section_number": "1281",
  "citation": "R.S. 22:1281",
  "heading": "Standard automobile insurance form",
  "text": "The commissioner of insurance may promulgate such rules and regulations as necessary to establish reasonable standard provisions to be included in all policies of automobile insurance delivered or issued for delivery in this state. All such policies shall be written in language that can be easily understood by most automobile insurance consumers.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE"
    },
    {
      "level": "part",
      "number": "IV",
      "name": "PROPERTY AND CASUALTY"
    },
    {
      "level": "subpart",
      "number": "B",
      "name": "VEHICLE"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 4 › Part IV › Subpart B",
  "acts_citations": [
    {
      "act_year": 1993,
      "act_number": 959,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 1993, No. 959, §1; Redesignated from R.S. 22:622.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=508145",
  "website_law_id": 508145,
  "scrape_timestamp": "2026-05-22T22:11:41Z",
  "source_html_hash": "sha256:7bd1a7e02a100124a6fb13b9e8a4d6e9efe5a775a7a6f830bb60fed26710ec0b",
  "schema_version": "1.0.0"
}