{
  "urn": "urn:us-la:rs:22:1285",
  "title_number": "22",
  "section_number": "1285",
  "citation": "R.S. 22:1285",
  "heading": "Automobile insurance policies; refusal to issue or renew; age discrimination",
  "text": "No insurer shall refuse to issue or renew an automobile insurance policy to any person over the age of sixty-five based upon the age of the insured provided the insured is mentally and physically capable of driving an automobile and possesses a valid Louisiana operator's license issued by the office of motor vehicles of the Louisiana Department of Public Safety and Corrections.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE"
    },
    {
      "level": "part",
      "number": "IV",
      "name": "PROPERTY AND CASUALTY"
    },
    {
      "level": "subpart",
      "number": "B",
      "name": "VEHICLE"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 4 › Part IV › Subpart B",
  "acts_citations": [
    {
      "act_year": 1992,
      "act_number": 331,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "enactment"
    },
    {
      "act_year": 2010,
      "act_number": 703,
      "section": 1,
      "effective_date": "2011-01-01",
      "effective_date_raw": "Jan. 1, 2011",
      "role": "amendment"
    }
  ],
  "acts_citations_raw": "Acts 1992, No. 331, §1; Redesignated from R.S. 22:635.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2010, No. 703, §1, eff. Jan. 1, 2011.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=508149",
  "website_law_id": 508149,
  "scrape_timestamp": "2026-05-22T22:11:41Z",
  "source_html_hash": "sha256:63781a2c25c2457ff64e8478e0bb900f2b16965d18288cfcff73c2dec6b8c22c",
  "schema_version": "1.0.0"
}