Usufruct
R.S. 22:1291

Automobile liability coverage; loaner vehicle; driver's policy primary policy ACTIVE

A. Notwithstanding any provision of the policy, the primary liability, physical damage, or collision coverage for a loaner vehicle shall be the policy of the driver, not the policy of the vehicle sales or service dealer who provided the loaner vehicle.

B.(1) In this Section, "loaner vehicle" means any vehicle which is provided to an insured driver by a vehicle sales or service dealer for his temporary use as a replacement vehicle while the insured's vehicle is being serviced or repaired. The term shall also mean any vehicle which is provided to an insured driver by a vehicle service or sales dealer for the purpose of allowing the driver to demonstrate or test drive the vehicle.

(2) In this Section, "vehicle sales or service dealer" means any person engaged in the business of selling, repairing, or servicing motor vehicles.

Actions

JSON Markdown Source (legis.la.gov)

References

None.

Cited by

None.

History

  • enactment Acts 1988, No. 756, §1
  • amendment Acts 1997, No. 1060, §1

Section navigation

Cite R.S. 22:1291

Bluebook
La. Rev. Stat. Ann. § 22:1291 (2026).
Permalink
https://theusufruct.com/rs/title-22/section-1291
BibTeX
@misc{larevstat-22-1291,
  title        = {La. Rev. Stat. Ann. § 22:1291},
  howpublished = {Louisiana Revised Statutes},
  year         = {2026},
  url          = {https://theusufruct.com/rs/title-22/section-1291},
  note         = {Snapshot 2026-05-22}
}