Usufruct
R.S. 22:1293

Automobile insurance; total loss provision ACTIVE

An insurer may use the cost to repair or replace airbags used or damaged in an automobile accident to determine if the automobile is a total loss under the total loss provisions of the insurance policy if the policyholder agrees in writing. As used in this Section a "total loss" provision is any provision in an automobile insurance contract that allows the insurer to purchase the vehicle from the insured in lieu of paying for damages to the vehicle. Nothing in this Section shall require an insurer to pay more than the actual cash value of the vehicle, including the value of the airbags.

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JSON Markdown Source (legis.la.gov)

References

None.

Cited by

None.

History

  • enactment Acts 2005, No. 262, §1

Section navigation

Cite R.S. 22:1293

Bluebook
La. Rev. Stat. Ann. § 22:1293 (2026).
Permalink
https://theusufruct.com/rs/title-22/section-1293
BibTeX
@misc{larevstat-22-1293,
  title        = {La. Rev. Stat. Ann. § 22:1293},
  howpublished = {Louisiana Revised Statutes},
  year         = {2026},
  url          = {https://theusufruct.com/rs/title-22/section-1293},
  note         = {Snapshot 2026-05-22}
}