Usufruct
R.S. 22:1315

Defense of material misrepresentation not entitlement to void policy ACTIVE

Assertion of a defense of material misrepresentation made by an insured subsequent to loss by fire as to the value of the contents of a residence or business shall not entitle an insurer to void total coverage of the policy based on such misrepresentation, unless a court of competent jurisdiction determines and adjudicates otherwise. Such judicial determination shall apply to the claim that is the subject of the litigation and shall not apply retroactively to any claim that occurred prior to the loss that is the basis of the claim that is the subject of the litigation.

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JSON Markdown Source (legis.la.gov)

References

None.

Cited by

None.

History

  • enactment Acts 1985, No. 506, §1
  • amendment Acts 2007, No. 156, §1, eff. June 25, 2007

Section navigation

Cite R.S. 22:1315

Bluebook
La. Rev. Stat. Ann. § 22:1315 (2026).
Permalink
https://theusufruct.com/rs/title-22/section-1315
BibTeX
@misc{larevstat-22-1315,
  title        = {La. Rev. Stat. Ann. § 22:1315},
  howpublished = {Louisiana Revised Statutes},
  year         = {2026},
  url          = {https://theusufruct.com/rs/title-22/section-1315},
  note         = {Snapshot 2026-05-22}
}