---
urn: urn:us-la:rs:22:1333
citation: "R.S. 22:1333"
status: active
breadcrumb: "Title 22 › Chapter 4 › Part IV › Subpart D"
acts_citations:
  - { year: 1988, number: 460, section: 1, effective_date: null, role: enactment }
  - { year: 1992, number: 594, section: 1, effective_date: null, role: amendment }
  - { year: 1996, number: 71, section: 1, effective_date: 1996-05-10, role: amendment }
  - { year: 2003, number: 456, section: 3, effective_date: null, role: amendment }
  - { year: 2007, number: 381, section: 1, effective_date: 2007-07-10, role: amendment }
  - { year: 2008, number: 854, section: 1, effective_date: 2008-07-09, role: amendment }
  - { year: 2010, number: 703, section: 1, effective_date: 2011-01-01, role: amendment }
  - { year: 2014, number: 353, section: 1, effective_date: null, role: amendment }
  - { year: 2024, number: 9, section: 2, effective_date: 2025-01-01, role: amendment }
---

# Homeowner's insurance; insurer's nonrenewal without cause; inclusion in insured's file prohibited; certain prohibitions

A. Whenever a policy of homeowner's insurance is not renewed by the insurer and such nonrenewal is without cause, the fact of such nonrenewal shall not be retained in the insured's file with that insurer. Such nonrenewal shall not be considered a cancellation or nonrenewal for cause. The insurer shall not utilize such nonrenewal as a reason for an increase in the insured's rate or premium for equivalent coverage to that which was not renewed.

B. In this Section, nonrenewal "without cause" shall not include nonrenewal by the insurer for any of the following reasons:

(1) Nonrenewal at the request of the insured.

(2) Failure of the insured to pay the agreed premium.

(3) Fraud on the part of the insured.

(4) Material misrepresentation of a material fact in application for a new policy or for renewal of an existing policy.

C. - H. Repealed by Acts 2024, No. 9, §2, eff. Jan. 1, 2025.