{
  "urn": "urn:us-la:rs:22:1340",
  "title_number": "22",
  "section_number": "1340",
  "citation": "R.S. 22:1340",
  "heading": "Applicant or insured disclosure requirement; group homes",
  "text": "Upon application for a new homeowners' insurance policy or at any time for an insured that has a homeowners' insurance policy in effect, the applicant or insured shall disclose to the insurer that the property is to be used or is being used as a group home. Failure to disclose this information to an insurer provides the insurer cause to cancel or nonrenew the homeowners' insurance policy pursuant to R.S. 22:1333(B).",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE"
    },
    {
      "level": "part",
      "number": "IV",
      "name": "PROPERTY AND CASUALTY"
    },
    {
      "level": "subpart",
      "number": "D",
      "name": "HOMEOWNERS' INSURANCE"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 4 › Part IV › Subpart D",
  "acts_citations": [
    {
      "act_year": 2024,
      "act_number": 397,
      "section": 1,
      "effective_date": "2024-05-28",
      "effective_date_raw": "May 28, 2024",
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 2024, No. 397, §1, eff. May 28, 2024.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=1389149",
  "website_law_id": 1389149,
  "scrape_timestamp": "2026-05-22T22:11:41Z",
  "source_html_hash": "sha256:87f51e4b508eaa2332e3fbc44c7245a1e2ca74f6f74f15168a95234de45f3e30",
  "schema_version": "1.0.0"
}