---
urn: urn:us-la:rs:22:142
citation: "R.S. 22:142"
status: active
breadcrumb: "Title 22 › Chapter 2 › Part I › Subpart E"
acts_citations:
  - { year: 1958, number: 125, section: None, effective_date: null, role: enactment }
  - { year: 1958, number: 95, section: 1, effective_date: 1959-01-01, role: amendment }
  - { year: 1960, number: 431, section: 1, effective_date: null, role: amendment }
  - { year: 1974, number: 4, section: 2, effective_date: null, role: amendment }
  - { year: 1997, number: 184, section: 1, effective_date: null, role: amendment }
  - { year: 1997, number: 184, section: 2, effective_date: null, role: amendment }
  - { year: 2009, number: 503, section: 1, effective_date: null, role: amendment }
---

# Limitations

A. No domestic industrial insurer whose capital, surplus, and deposit or whose minimum initial surplus and deposit is less than that required by R.S. 22:81 or 111 shall issue any policy or contract, or combination of policies or contracts, on a single life, in excess of the following limitations:

(1) A life insurance policy, including funeral benefits, in the aggregate value of two thousand five hundred dollars in death benefits, exclusive of multiple indemnity benefits.

(2) A disability policy in the aggregate benefits of forty dollars per week.

(3) A policy providing benefits for dismembered and broken limbs, and/or loss of eyesight in the aggregate of one thousand dollars per policy year.

(4) A policy which provides benefits for the payment for or furnishing of hospitalization, drugs, attending physicians and surgical costs in the aggregate of one thousand dollars per policy year.

(5) A policy providing accidental death benefits of one thousand dollars.

B. Repealed by Acts 1997, No. 184, §2.

C. The limits provided in Subsection A of this Section shall be increased to the underwriting limits provided in R.S. 22:148 for those insurers who are entitled to increased underwriting powers under its provisions.

D. No insurer shall issue an industrial life insurance policy on more than a single life, except life insurance covering the spouse and/or the minor children of an insured under a policy naming each member of the insured's family thereby covered and stipulating a separate premium for each such family member determined according to the attained age of each.