Usufruct
R.S. 22:1485

Homeowners' insurance; premium discounts ACTIVE

A. As used in this Section, the following terms shall have the following meanings:

(1) "Factory-built home" has the meaning given to that term in R.S. 9:1149.2.

(2) "Permanently structured home" means a structure with a permanent foundation that is not considered factory-built.

(3) "Security system" means a monitored security device that is wired to a local law enforcement or fire department.

B. Every insurer authorized to issue a policy of homeowners' insurance in this state who offers a policy premium discount based on the installation or existence of a security system in a permanently structured home shall provide the same or a similar premium discount for policies of homeowners' insurance covering factory-built homes.

Actions

JSON Markdown Source (legis.la.gov)

References

Cited by

None.

History

  • enactment Acts 1997, No. 185, §1
  • amendment Acts 2024, No. 287, §4

Section navigation

Cite R.S. 22:1485

Bluebook
La. Rev. Stat. Ann. § 22:1485 (2026).
Permalink
https://theusufruct.com/rs/title-22/section-1485
BibTeX
@misc{larevstat-22-1485,
  title        = {La. Rev. Stat. Ann. § 22:1485},
  howpublished = {Louisiana Revised Statutes},
  year         = {2026},
  url          = {https://theusufruct.com/rs/title-22/section-1485},
  note         = {Snapshot 2026-05-22}
}