---
urn: urn:us-la:rs:22:1506
citation: "R.S. 22:1506"
status: active
breadcrumb: "Title 22 › Chapter 4 › Part IV › Subpart P"
acts_citations:
  - { year: 2003, number: 1256, section: 1, effective_date: null, role: enactment }
---

# Appeals of underwriting or rates

Insurers using credit information to underwrite or rate risks shall provide a process for the consumer to appeal the underwriting or rating of risks for which credit scoring may be an inappropriate factor. Nothing in this Section shall be construed to provide a consumer or other insured with a cause of action that does not exist in the absence of this Section.