{
  "urn": "urn:us-la:rs:22:1602",
  "title_number": "22",
  "section_number": "1602",
  "citation": "R.S. 22:1602",
  "heading": "Insurance in connection with a loan",
  "text": "A. If insurance is required as a condition of obtaining a loan, the credit and insurance transactions shall be completed independently and through separate documents.\n\nB. A loan for premiums on required insurance shall not be included in the primary credit without the written consent of the customer.\n\nC. This Section shall not apply to a premium finance loan that is not made in connection with another loan or extension of credit.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "5",
      "name": "PRODUCERS AND OTHER REGULATED ENTITIES"
    },
    {
      "level": "part",
      "number": "I",
      "name": "PRODUCERS"
    },
    {
      "level": "subpart",
      "number": "D",
      "name": "FINANCIAL INSTITUTION SALES"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 5 › Part I › Subpart D",
  "acts_citations": [
    {
      "act_year": 1997,
      "act_number": 1475,
      "section": 2,
      "effective_date": "1997-07-15",
      "effective_date_raw": "July 15, 1997",
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 1997, No. 1475, §2, eff. July 15, 1997; Redesignated from R.S. 22:3061 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=508572",
  "website_law_id": 508572,
  "scrape_timestamp": "2026-05-22T22:11:42Z",
  "source_html_hash": "sha256:381784eb172674a2b7d2c87cdc1920cc55ed16ec8240d7ea0e6b421cbba6a578",
  "schema_version": "1.0.0"
}