---
urn: urn:us-la:rs:22:1901
citation: "R.S. 22:1901"
status: active
breadcrumb: "Title 22 › Chapter 7 › Part I"
acts_citations:
  - { year: 1997, number: 1340, section: 1, effective_date: 1997-07-15, role: enactment }
  - { year: 2012, number: 271, section: 1, effective_date: null, role: amendment }
---

# Purpose; necessity for regulation

This Part shall be liberally construed and applied to promote its underlying purposes which include:

(1) Protecting persons seeking insurance in this state.

(2) Permitting surplus lines insurance to be placed with reputable and financially sound unauthorized insurers under the provisions of this Part.

(3) Establishing a system of regulation which will permit orderly access to surplus lines insurance in this state and encourage authorized insurers to provide new and innovative types of insurance available to consumers in this state.

(4) Providing a system through which persons may purchase insurance, other than surplus lines insurance, from unauthorized insurers pursuant to this Part.

(5) Protecting revenues of this state.

(6) Providing a system pursuant to this Part which subjects unauthorized insurance activities in this state to the jurisdiction of the insurance commissioner and state and federal courts in suits by or on behalf of the state.