{
  "urn": "urn:us-la:rs:22:36",
  "title_number": "22",
  "section_number": "36",
  "citation": "R.S. 22:36",
  "heading": "Discrimination prohibited; health insurance coverage; fire employees; applicability",
  "text": "A. A health insurance issuer shall not refuse to accept for enrollment any fire employee formerly employed by a municipality, parish, or fire protection district with which the health insurance issuer maintains a policy of group health insurance coverage, where such fire employee is no longer employed by the municipality, parish, or fire protection district as a result of retirement, and where such fire employee is not yet eligible for Medicare.\n\nB. A health insurance issuer shall not discriminate between an active fire employee and retired fire employee on the basis of an active or retired status.\n\nC.(1) This Section does not require a health insurance issuer to provide coverage for a retired fire employee under circumstances in which an active fire employee could lawfully be denied coverage nor requires a health insurance issuer to offer terms, rates, or benefits to a retired fire employee that it is not required to offer to an active fire employee.\n\n(2) Notwithstanding the provisions of this Section, this Section shall not be construed to require a municipality, parish, or fire protection district to offer health insurance coverage to early retiree fire employees, nor prohibit a municipality, parish, or fire protection district from offering health insurance coverage to only active fire employees, nor prohibit a health insurance issuer from offering coverage that complies with such eligibility decision of the municipality, parish, or fire protection district.\n\nD. As used in this Section, the term \"fire employee\" includes a retired employee of a fire protection district or of a municipal or parish fire department.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "1",
      "name": "GENERAL PROVISIONS"
    },
    {
      "level": "part",
      "number": "I",
      "name": "TITLE, DEFINITIONS, CLASSIFICATIONS, AND OTHER REGULATORY MATTERS"
    },
    {
      "level": "subpart",
      "number": "C",
      "name": "EQUAL OPPORTUNITY IN INSURANCE"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 1 › Part I › Subpart C",
  "acts_citations": [
    {
      "act_year": 2022,
      "act_number": 339,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 2022, No. 339, §1.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=1296492",
  "website_law_id": 1296492,
  "scrape_timestamp": "2026-05-22T22:11:37Z",
  "source_html_hash": "sha256:671e3d7054329c0cd450538e818d92f9a43c21da791362d8c705cde792cfe9de",
  "schema_version": "1.0.0"
}