{
  "urn": "urn:us-la:rs:22:917",
  "title_number": "22",
  "section_number": "917",
  "citation": "R.S. 22:917",
  "heading": "Life insurance policy or annuity issued to fund a pre-need funeral contract",
  "text": "A. A funeral establishment or any entity involved in the marketing, preparation, or funding of a pre-need funeral contract shall not be designated as the owner of a life insurance policy or annuity issued to fund that pre-need funeral contract. If a funeral establishment is designated as the primary beneficiary, the payment of the proceeds of the insurance policy or annuity to the funeral establishment shall be conditioned on the funeral establishment's delivery of the funeral services or merchandise. If the funeral establishment named as primary beneficiary does not provide the funeral services or merchandise for the insured, the contingent beneficiary named in the life insurance policy or annuity shall receive the proceeds of the life insurance policy or annuity.\n\nB. If a life insurance policy or annuity has been issued or assigned for the purpose of funding a pre-need funeral contract, the insurer shall not pay the benefits of the insurance policy, including the cash surrender value, to a funeral establishment, unless the insurer, as a condition to paying the benefits of the insurance policy, receives from the funeral establishment a certified copy of the death certificate of the insured.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "22",
      "name": "INSURANCE CODE"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE"
    },
    {
      "level": "part",
      "number": "II",
      "name": "LIFE INSURANCE AND ANNUITIES"
    },
    {
      "level": "subpart",
      "number": "A",
      "name": "LIFE INSURANCE AND ANNUITIES IN GENERAL"
    }
  ],
  "breadcrumb": "Title 22 › Chapter 4 › Part II › Subpart A",
  "acts_citations": [
    {
      "act_year": 2008,
      "act_number": 205,
      "section": 1,
      "effective_date": "2009-01-01",
      "effective_date_raw": "Jan. 1, 2009",
      "role": "enactment"
    },
    {
      "act_year": 2011,
      "act_number": 94,
      "section": 3,
      "effective_date": "2012-01-01",
      "effective_date_raw": "Jan. 1, 2012",
      "role": "amendment"
    }
  ],
  "acts_citations_raw": "Acts 2008, No. 205, §1, eff. Jan. 1, 2009; Acts 2011, No. 94, §3, eff. Jan. 1, 2012.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=762825",
  "website_law_id": 762825,
  "scrape_timestamp": "2026-05-22T22:11:40Z",
  "source_html_hash": "sha256:38b4d2b98a01f71f1716901617319d3df60ac35644a6b0886b08b037cf6f5ddd",
  "schema_version": "1.0.0"
}