{
  "urn": "urn:us-la:rs:6:1123",
  "title_number": "6",
  "section_number": "1123",
  "citation": "R.S. 6:1123",
  "heading": "Actions not considered agreements",
  "text": "A. The following actions shall not give rise to a claim that a new credit agreement is created, unless the agreement satisfies the requirements of R.S. 6:1122:\n\n(1) The rendering of financial or other advice by a creditor to a debtor.\n\n(2) The consultation by a creditor with a debtor.\n\n(3) The agreement of a creditor to take or not to take certain actions, such as entering into a new credit agreement, forbearing from exercising remedies under a prior credit agreement, or extending installments due under a prior credit agreement.\n\nB. A credit agreement shall not be implied from the relationship, fiduciary, or otherwise, of the creditor and the debtor.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "6",
      "name": "BANKS AND BANKING"
    },
    {
      "level": "chapter",
      "number": "16",
      "name": "CREDIT AGREEMENTS -- WRITING REQUIREMENTS"
    }
  ],
  "breadcrumb": "Title 6 › Chapter 16",
  "acts_citations": [
    {
      "act_year": 1989,
      "act_number": 531,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "enactment"
    }
  ],
  "acts_citations_raw": "Acts 1989, No. 531, §1.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=105705",
  "website_law_id": 105705,
  "scrape_timestamp": "2026-05-22T23:53:40Z",
  "source_html_hash": "sha256:e05db3e56c2b65f537bbbdcbeb71ee720fd586d97a367287737ee09e41d896bf",
  "schema_version": "1.0.0"
}