---
urn: urn:us-la:rs:6:1123
citation: "R.S. 6:1123"
status: active
breadcrumb: "Title 6 › Chapter 16"
acts_citations:
  - { year: 1989, number: 531, section: 1, effective_date: null, role: enactment }
---

# Actions not considered agreements

A. The following actions shall not give rise to a claim that a new credit agreement is created, unless the agreement satisfies the requirements of R.S. 6:1122:

(1) The rendering of financial or other advice by a creditor to a debtor.

(2) The consultation by a creditor with a debtor.

(3) The agreement of a creditor to take or not to take certain actions, such as entering into a new credit agreement, forbearing from exercising remedies under a prior credit agreement, or extending installments due under a prior credit agreement.

B. A credit agreement shall not be implied from the relationship, fiduciary, or otherwise, of the creditor and the debtor.