{
  "urn": "urn:us-la:rs:6:412",
  "title_number": "6",
  "section_number": "412",
  "citation": "R.S. 6:412",
  "heading": "Unauthorized use of the word \"bank\" or similar words",
  "text": "A. It shall be unlawful for any person other than a bank to:\n\n(1) Use the word \"bank\", \"banker\", \"banking\", \"trust\", \"trustee\", \"trust company\", or any other word of similar import as part of its name or title, except that a trust created and operated pursuant to the provisions of the Louisiana Trust Code as contained in R.S. 9:1721 et seq., and a real estate investment trust authorized under the provisions of R.S. 12:491 et seq., may use the word \"trust\" as part of its name or title, and a trust company created and operated pursuant to the Louisiana Trust Company Law as contained in R.S. 6:571 et seq. shall use only the words \"trust\", \"trustee\", or \"trust company\" as part of its name or title;\n\n(2) Make use of any office sign at the place where the business is transacted having thereon any words indicating that the place or office is that of a bank;\n\n(3) Make use of or circulate any written, printed, or partly written and partly printed paper heading thereon any words indicating that the business is that of a bank; or\n\n(4) Otherwise purport or represent to the public that that person is a bank or is engaged in the business of banking as a bank.\n\nB. Whoever violates this Section shall be fined not more than one thousand dollars a day for each day or part of a day during which the violation continues.\n\nC. Nothing in this Section shall be construed to prevent the use of the words \"bank\", \"banks\", \"banker\", \"bankers\", \"banking\", or any similar word in a context clearly not purporting to refer to a general banking business.\n\nD. Nothing in this Section shall be construed to prevent the use of the word \"trust\", \"trustee\", \"trust company\" or any word of similar import as part of a name or title in a context clearly not purporting to refer to engaging in a general trust, trustee, or trust company business.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "6",
      "name": "BANKS AND BANKING"
    },
    {
      "level": "chapter",
      "number": "4",
      "name": "PROHIBITED PRACTICES; SANCTIONS"
    }
  ],
  "breadcrumb": "Title 6 › Chapter 4",
  "acts_citations": [
    {
      "act_year": 1984,
      "act_number": 719,
      "section": 1,
      "effective_date": "1985-01-01",
      "effective_date_raw": "Jan. 1, 1985",
      "role": "enactment"
    },
    {
      "act_year": 1986,
      "act_number": 7,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "amendment"
    },
    {
      "act_year": 1991,
      "act_number": 200,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "amendment"
    },
    {
      "act_year": 2003,
      "act_number": 573,
      "section": 1,
      "effective_date": "2003-06-27",
      "effective_date_raw": "June 27, 2003",
      "role": "amendment"
    },
    {
      "act_year": 2019,
      "act_number": 190,
      "section": 1,
      "effective_date": "2019-06-11",
      "effective_date_raw": "June 11, 2019",
      "role": "amendment"
    }
  ],
  "acts_citations_raw": "Acts 1984, No. 719, §1, eff. Jan. 1, 1985; Acts 1986, No. 7, §1; Acts 1991, No. 200, §1; eff. July 2, 1991; Acts 2003, No. 573, §1, eff. June 27, 2003; Acts 2019, No. 190, §1, eff. June 11, 2019.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=105978",
  "website_law_id": 105978,
  "scrape_timestamp": "2026-05-22T23:51:31Z",
  "source_html_hash": "sha256:ca78d5dee02188079ffe7ebd52b7fd14001cc913554cea441f915c0a90d64dfe",
  "schema_version": "1.0.0"
}