{
  "urn": "urn:us-la:rs:9:3545",
  "title_number": "9",
  "section_number": "3545",
  "citation": "R.S. 9:3545",
  "heading": "Limitations on insurance rates; contract requirements",
  "text": "Any insurance provided, sold, or obtained through an extender of credit shall be written at lawful rates and in accordance with the provisions of the Louisiana Insurance Code by a company authorized to do business in this state which is not under a court-ordered rehabilitation, conservation, liquidation, or dissolution; provided, however, that such insurance may be written in accordance with R.S. 22:432 through 444 if the provisions thereof are applicable. Any extender of credit which writes insurance in compliance with the preceding requirements shall not be liable to any insured as a result of the insurer's inability to pay any claim to an insured due to insolvency, or pursuant to any court-ordered rehabilitation, conservation, liquidation, or dissolution. The contract or agreement must briefly indicate the kind, coverage, term, and amount of premium of such insurance.",
  "status": "active",
  "hierarchy_path": [
    {
      "level": "title",
      "number": "9",
      "name": "CIVIL CODE--ANCILLARIES"
    },
    {
      "level": "code_preliminary_title",
      "number": "1",
      "name": "[BLANK]"
    },
    {
      "level": "code_book",
      "number": "III",
      "name": "OF THE DIFFERENT MODES OF ACQUIRING THE OWNERSHIP OF THINGS PRELIMINARY TITLE - GENERAL DISPOSITIONS (BLANK)"
    },
    {
      "level": "code_title",
      "number": "XII",
      "name": "OF LOAN"
    },
    {
      "level": "chapter",
      "number": "2",
      "name": "LOUISIANA CONSUMER CREDIT LAW"
    },
    {
      "level": "part",
      "number": "VI",
      "name": "INSURANCE"
    }
  ],
  "breadcrumb": "Title 9 › Code Preliminary Title › Code Book III › Code Title XII › Chapter 2 › Part VI",
  "acts_citations": [
    {
      "act_year": 1991,
      "act_number": 697,
      "section": 1,
      "effective_date": null,
      "effective_date_raw": null,
      "role": "enactment"
    },
    {
      "act_year": 2008,
      "act_number": 415,
      "section": 2,
      "effective_date": "2009-01-01",
      "effective_date_raw": "Jan. 1, 2009",
      "role": "amendment"
    }
  ],
  "acts_citations_raw": "Acts 1991, No. 697, §1; Acts 2008, No. 415, §2, eff. Jan. 1, 2009.",
  "source_url": "https://legis.la.gov/legis/Law.aspx?d=107637",
  "website_law_id": 107637,
  "scrape_timestamp": "2026-05-22T23:55:23Z",
  "source_html_hash": "sha256:944d6e3803bda3dd2a51100f60d53e80809331e0bac4e3aebe850228cee5a25d",
  "schema_version": "1.0.0"
}