Usufruct
R.S. 22:1333

Homeowner's insurance; insurer's nonrenewal without cause; inclusion in insured's file prohibited; certain prohibitions ACTIVE

A. Whenever a policy of homeowner's insurance is not renewed by the insurer and such nonrenewal is without cause, the fact of such nonrenewal shall not be retained in the insured's file with that insurer. Such nonrenewal shall not be considered a cancellation or nonrenewal for cause. The insurer shall not utilize such nonrenewal as a reason for an increase in the insured's rate or premium for equivalent coverage to that which was not renewed.

B. In this Section, nonrenewal "without cause" shall not include nonrenewal by the insurer for any of the following reasons:

(1) Nonrenewal at the request of the insured.

(2) Failure of the insured to pay the agreed premium.

(3) Fraud on the part of the insured.

(4) Material misrepresentation of a material fact in application for a new policy or for renewal of an existing policy.

C. - H. Repealed by Acts 2024, No. 9, §2, eff. Jan. 1, 2025.

Actions

JSON Markdown Source (legis.la.gov)

References

None.

Cited by

History

  • enactment Acts 1988, No. 460, §1
  • amendment Acts 1992, No. 594, §1
  • amendment Acts 1996, No. 71, §1, eff. May 10, 1996
  • amendment Acts 2003, No. 456, §3
  • amendment Acts 2007, No. 381, §1, eff. July 10, 2007
  • amendment Acts 2008, No. 854, §1, eff. July 9, 2008
  • amendment Acts 2010, No. 703, §1, eff. Jan. 1, 2011
  • amendment Acts 2014, No. 353, §1
  • amendment Acts 2024, No. 9, §2, eff. Jan. 1, 2025

Section navigation

Cite R.S. 22:1333

Bluebook
La. Rev. Stat. Ann. § 22:1333 (2026).
Permalink
https://theusufruct.com/rs/title-22/section-1333
BibTeX
@misc{larevstat-22-1333,
  title        = {La. Rev. Stat. Ann. § 22:1333},
  howpublished = {Louisiana Revised Statutes},
  year         = {2026},
  url          = {https://theusufruct.com/rs/title-22/section-1333},
  note         = {Snapshot 2026-05-22}
}