R.S. 22:142

Limitations ACTIVE

A. No domestic industrial insurer whose capital, surplus, and deposit or whose minimum initial surplus and deposit is less than that required by R.S. 22:81 or 111 shall issue any policy or contract, or combination of policies or contracts, on a single life, in excess of the following limitations:

(1) A life insurance policy, including funeral benefits, in the aggregate value of two thousand five hundred dollars in death benefits, exclusive of multiple indemnity benefits.

(2) A disability policy in the aggregate benefits of forty dollars per week.

(3) A policy providing benefits for dismembered and broken limbs, and/or loss of eyesight in the aggregate of one thousand dollars per policy year.

(4) A policy which provides benefits for the payment for or furnishing of hospitalization, drugs, attending physicians and surgical costs in the aggregate of one thousand dollars per policy year.

(5) A policy providing accidental death benefits of one thousand dollars.

B. Repealed by Acts 1997, No. 184, §2.

C. The limits provided in Subsection A of this Section shall be increased to the underwriting limits provided in R.S. 22:148 for those insurers who are entitled to increased underwriting powers under its provisions.

D. No insurer shall issue an industrial life insurance policy on more than a single life, except life insurance covering the spouse and/or the minor children of an insured under a policy naming each member of the insured's family thereby covered and stipulating a separate premium for each such family member determined according to the attained age of each.

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References

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History

  • enactment Acts 1958, No. 125
  • amendment Acts 1958, No. 95, §1, eff. Jan. 1, 1959 at 12:00 Noon
  • amendment Acts 1960, No. 431, §1
  • amendment Acts 1974, No. 4, §2
  • amendment Acts 1997, No. 184, §1
  • amendment Acts 1997, No. 184, §2
  • amendment Acts 2009, No. 503, §1

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Cite R.S. 22:142

Bluebook
La. Rev. Stat. Ann. § 22:142 (2026).
Permalink
https://theusufruct.com/rs/title-22/section-142
BibTeX
@misc{larevstat-22-142,
  title        = {La. Rev. Stat. Ann. § 22:142},
  howpublished = {Louisiana Revised Statutes},
  year         = {2026},
  url          = {https://theusufruct.com/rs/title-22/section-142},
  note         = {Snapshot 2026-05-22}
}